The best way to send money from New Zealand to USA
How we help you transfer money to USA from New Zealand at the best rate:
- Hidden costs exposed by comparing the money transfer services NZD-USD conversion rate to the mid-market exchange rate
- Real-time total costs including all fees and the exchange rate markup
- Full transparency, comparing 12 money transfer providers such as Wise, RIA, Remitly, Western Union and WorldRemit
Our comparison engine found 2 online money transfer services available to send money to USA from New Zealand. The list is sorted by total transaction costs including the hidden NZD-USD exchange rate fees, starting with the cheapest money transfer services at the top:
Researching money transfer companies and figuring out the best rate for sending money to USA can be time-consuming. Besides the total transfer fee, our list above shows you the different payment delivery options for each money transfer service.
Some factors to consider while evaluating the best way to send money to USA from New Zealand are transfer fees, exchange rates, the speed of transfer and convenience. The cost of transferring money depends on the country in which you want the money sent as well as the way the payment is received (e.g. bank transfer, cash pickup, app). Also whether you want to pay for your transfer via bank deposit, debit card or in cash at a money transfer operator will affect your remittance to USA.
Best rate - The cheapest way to send money to USA
The overall cheapest money transfer service is WorldRemit with 'ATP' as the receiving payment method. In this case, the total transaction costs are NZ$ -148.36, whereas the service fee is NZ$ and the NZD-USD exchange rate is 1.
In comparison, you would pay a total cost of NZ$ 4.76 to transfer money to USA if you selected to use TransferWise for the very same international money transfer. Two other options for sending money to USA are worth considering: and .
Wire transfer - Send money to a USA bank account
Bank deposits: To make a wire transfer online and transfer your NZD to a USA bank account in USD, the most competitive option is currently WorldRemit. With NZ$ 3.99 transfer fees for the bank transfer and a competitive NZD-USD currency exchange rate (currently at 1 NZD = 0.6909 USD), it's the cheapest way to send money to a USA bank account.
When doing a wire transfer from New Zealand to USA, it typically takes longer for the funds to arrive in the recipient's bank account compared to other money transfer methods such as cash delivery. International bank transfers do carry some risks and you need to make sure the bank details and payment details are correct or else the sent amount may end up in the wrong bank account.
Remittance to USA
Have you ever wondered, why some of the best money transfer providers such as Remitly and WorldRemit have the term 'remit' in their name? This is derived from the word 'remittance' which is a payment of money that is transferred to another party. Theoretically, any payment of a bill could be a remittance. However, nowadays the word is mainly used to describe the process of money being sent to a family back home by someone working abroad. The recommended way to remit money to USA is by using the money transfer provider Stanford Federal Credit Union. At the time of writing, they boast the most competitive exchange rates to send money online to USA.
This recommendation was updated 16 days ago.