Loans

Construction loans allow you to borrow the cost of building a home, often including the cost of the purchase of the land (sometimes…

This section will focus on improving your credit scores and provide you with information on how you can do even more to improve…

All loan applications undergo credit assessment before being approved. If the application meets the requirements of the lender (and mortgage insurer, if applicable)…

Having some insider knowledge of the application process will allow you to understand what the lender wants and give you a better chance…

The lending life cycle of loans is broken into the following key stages, from application to discharge and refinance. Application: the processes around…

This is an increasingly common feature available for new loans. For a period at the beginning of a loan, only interest is paid.…

As a borrower, you are considered rate-sensitive if you will become financially stressed should the interest rate of your loan increase. In general…